Freelancer Insurance from iPro - Bridge Insurance Brokers Limited

Professional Indemnity Insurance

We know you do everything you can to get things right — but mistakes can happen. If an error on your part caused a client to lose money, they may decide to take legal action. Professional Indemnity insurance gives you confidence that, if they do, your legal defence costs and any damages awarded (up to your selected limit) are taken care of. You’ll also have access to specialist support from a team of experts who understand Professional Indemnity inside out.

Getting a quote takes around 30 seconds, with cover starting from under £60 a year. You can even spread the cost with interest-free monthly instalments. It could be the most valuable five minutes you spend all year.

Employer’s Liability insurance

If you use contractors or freelancers, it pays to think ahead and make sure you’re protected with Employers’ Liability insurance. It’s not only a smart choice — it’s a legal requirement — providing cover for damages and legal defence costs if someone is injured while working for you. Even a minor accident could lead to a costly claim.

Cover can cost less than the price of a coffee every couple of weeks, and getting a quote takes just moments. Put your mind at ease and get a quick quote today.

Public Liability Insurance

If you work directly with clients, customers, or suppliers, Public Liability insurance is essential. It protects you against claims for injury or property damage made by people you interact with in the course of your work — from minor slip-and-trip incidents to major claims involving loss of earnings or personal injury that could reach into the millions.

You can get a quote for up to £5 million of cover in around 30 seconds, with protection in place in under five minutes.

Business Equipment insurance

Many contractors and freelancers choose to operate through a limited company for tax efficiency. But being a company director also brings legal responsibilities — and with them, the risk of being held personally liable for decisions made by you or on behalf of the business.

Management Liability insurance helps protect you against claims made by clients and can also cover you in the event of an IR35 investigation by HMRC, giving you reassurance that you’re protected where it matters.

Management Liability insurance

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