Travelers updates

Does the Business Interruption, Infectious Disease extension respond to Coronavirus?

The Business Interruption extension for Infectious Diseases provides coverage for losses arising from specific notifiable infectious diseases that are covered by the policy. Coronavirus is not included within the list of insured diseases. This means that losses arising from Coronavirus are not covered by this extension.

Travelers does not provide first party coverage for losses arising from Coronavirus.

This information is to be used only to provide a description of how coverage may apply in relation to Coronavirus. This information does not amend, or otherwise affect, the coverage, terms or conditions of any policy.

This information is not a representation that coverage does or does not exist for any particular claim or loss under any policy. Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy terms and conditions, and any applicable law.

Does the Property Damage Section respond to coronavirus?

The property damage section of the policy does not respond to loss, destruction or damage to covered property by Coronavirus.

This information is to be used only to provide a description of how coverage may apply in relation to Coronavirus. This information does not amend, or otherwise affect, the coverage, terms or conditions of any policy.

This information is not a representation that coverage does or does not exist for any particular claim or loss under any policy. Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy terms and conditions, and any applicable law.

Do the Employers’ Liability & Public / Products Liability covers respond to Coronavirus?

The Employers’ Liability and Public and Products Liability standard wordings will provide cover for an Insured Person’s legal liability for injury arising out of the Insured’s actions or failures to act where a duty of care is owed. Our wordings are silent with regard to Coronavirus and could therefore respond if a legal liability is established, within the terms, conditions and exceptions of the policy.

This information is to be used only to provide a description of how coverage may apply in relation to Coronavirus. This information does not amend, or otherwise affect, the coverage, terms or conditions of any policy.

This information is not a representation that coverage does or does not exist for any particular claim or loss under any policy. Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy terms and conditions, and any applicable law.

Why is Travelers declining to add Infectious disease extensions? 

We feel that, as these extensions do not provide cover arising from the current Coronavirus outbreak, it would be inappropriate to charge for this extension. We always aim to treat our customers fairly.

This information is to be used only to provide a description of how coverage may apply in relation to Coronavirus. This information does not amend, or otherwise affect, the coverage, terms or conditions of any policy.

This information is not a representation that coverage does or does not exist for any particular claim or loss under any policy. Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy terms and conditions, and any applicable law.

Please do not hesitate to contact us if we can be of further assistance.

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