GuestGuard is an exclusive insurance policy arranged by Bridge Insurance Brokers Ltd. and underwritten by Covea Insurance Plc exclusively for B&Bs and guesthouses highly rated by TripAdvisor, the AA or Enjoy England.
Because we understand that to achieve this rating you really care about your business, we know that your premiums could be more competitive. That’s why we’ve made it our mission to provide great value specialist cover to the very best places to stay in the UK.
What’s more, our UK-based team offers friendly, helpful service and really understands the ins and outs of your type of business. They’ll also do the their very best to sort out claims fast to minimise disruption to your business.
Now doesn’t that sound like insurance with very welcome benefits?
What’s protected with GuestGuard?
GuestGuard insurance comes with the following great features:
- ‘All risks’ on B&B stock and contents
- Buildings (optional extension) automatically including subsidence cover
- Seasonal stock increase of 30% for 15 days before and 15 days after (and including) any Bank or public holiday
- Guests’ personal effects
- Deterioration of stock following a chiller breakdown £2,000
- Revenue protection cover of up to £300,000 over 24 months with option to increase
- Public and Products Liability £2m with option to increase
- Employers’ Liability £10m
- Theft by an employee £2,500
- Goods in transit £2,500
- Electrical breakdown of equipment
- Trace and access £10,000
- Legal expenses limit £50,000 per incident (£500,000 any one period of insurance)
- 24 Hour legal advice line
Cover can be tailored to your specification subject to insurer terms, conditions, exceptions and limitations.
Covering your cash:
We’ll also insure your cash:
- in transit or in a bank night safe until removed by a bank official £2,500
- at your home or the home of any employee or principal £250
- on the premises during business hours £2,500
Protecting you:
Plus, we’ll add the reassurance of:
- Death Benefit and Capital benefits £10,000
- Temporary Total Disablement £125 per week (maximum 104 weeks)
Optional extra benefits
- Loss of Licence cover at requested sum insured
Excesses
- Property Damage £150, Stock in transit £150, Owners Personal effects £100, Money £100, Subsidence £1000, Public Liability £250, Theft following forcible or violent entry £150. Theft cover £2500.
Our Details
Manchester Office
Cobac House,
14-16 Charlotte Street
Manchester M1 4FL
London Office
65 Leadenhall Street
London
EC3A 2AD
Sales & Enquiries
+44 (0) 161 236 3141